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		Rewards Credit Cards
		Compare credit Cards that "Reward" you for your purchases including Gold & Platinum cards. Rewards may include, reward points, cash back and frequent flyer points. Interest rates may be higher than other low interest cards making these cards best suited to those who pay their account in full each month.

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ANZ Balance Visa

Competitive interest rate on purchases of 13.99% p.a.
Total Annual Fee - $79
Up to 55 days interest free credit on purchases
Minimum credit limit of $1,000
Design your own Card
Earn 1 Reward Point for every $1 you repay to your balance, including interest and fees on your ANZ Balance Visa and repayments on any balances transferred
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Balance Transfers

Intro Purchase Rate

Purchase Rate

Annual Fee

Interest Free on Purchase

Rewards Programme

%	%	13.99%	$79	> 55 days	Yes
					ANZ Rewards

GE Money eco Mastercard

First credit card in Australia that helps you offset your carbon output and help environment
0% balance transfers for 6 months
Low $49 annual fee
Choice of 1% of what you spend going to carbon offsets or 0.5% to offset and 0.5% back to you as cashback.
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Balance Transfers

Intro Purchase Rate

Purchase Rate

Annual Fee

Interest Free on Purchase

Rewards Programme

0%	%	18.49%	$49	> 55 days	Yes
6 months					Carbon offsets

NAB Visa Mini

A very low annual card fee of $24
Choose from 5 unique metallic colours
Up to 55 interest free days on purchases
Up to $120 cash back to your account every year
2 cards (a mini card and a companion card), 1 simple account
Additional cardholder at no extra cost
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Balance Transfers

Intro Purchase Rate

Purchase Rate

Annual Fee

Interest Free on Purchase

Rewards Programme

5.99%	%	19.74%	$24	> 55 days	Yes
6 months					Up to $120 cash back per year

BP-Citibank MasterCard

5% off your petrol and everything else you buy at BP*
1% off everything else you buy anywhere (as cashback)
2.9%p.a. for 12 months for all balances transferred
Mastercard - global acceptance
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Balance Transfers

Intro Purchase Rate

Purchase Rate

Annual Fee

Interest Free on Purchase

Rewards Programme

2.9%	%	19.89%	$79		Yes
12 months					Cashback

ANZ Gold Credit Card

Comprehensive Overseas Travel and Medical Insurance (inc. USA) valued at $455
Extended Warranty Insurance for up to 12 months, in addition to the Australian manufacturer's warranty
90-day Purchase Security Insurance cover for loss, theft or accidental damage for most new personal items purchased
ANZ Gold Liberty 24 hour dedicated phone service
Credit limit up to $25,000
Up to 55 days interest free credit on purchases
Online Guarantee so you won't be liable for unauthorised or fraudulent Internet purchases
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Balance Transfers

Intro Purchase Rate

Purchase Rate

Annual Fee

Interest Free on Purchase

Rewards Programme

7.99%	%	19.99%	$87	> 55 days	Yes
6 months					Travel Insurance

Commonwealth Gold Credit Card

20.74% p.a. on purchases AND cash advances
Up to 55 days interest free
$114 annual fee
Balance transfer rate 5.99% p.a. for 5 months
Issued with chip for extra security
Commonwealth Awards program + special Gold offers
Additional cardholder for $15

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Balance Transfers

Intro Purchase Rate

Purchase Rate

Annual Fee

Interest Free on Purchase

Rewards Programme

5.99%	%	20.74%	$114	> 55 days	Yes
5 months

Commonwealth Awards Credit Card

20.74% p.a. on purchases AND cash advances
Up to 55 days interest free
$59 annual fee
Balance transfer rate 5.99% p.a. for 5 months
Issued with chip for extra security
Global access - over 24 million locations
Commonwealth Awards program - rewards program offering everything from cash back to DJs vouchers to blenders to magazine subscriptions to travel with over 400 different airlines around the world
Online security guarantee
Additional cardholder for $15

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Balance Transfers

Intro Purchase Rate

Purchase Rate

Annual Fee

Interest Free on Purchase

Rewards Programme

5.99%	%	20.74%	$59	> 55 days
5 months

ANZ Rewards Visa

Earn rewards including cashback, vouchers, movies & iPods
Up to 44 days interest free credit on purchases
Visa acceptance at over 24 million locations worldwide
Total Annual Fee of only $48 - including rewards program access
ANZ FalconTM - 24/7 credit card protection
Visa Entertainment - Access to special offers exclusive to Visa card holders
Instant Approval Credit Card - decision in 60 seconds
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Balance Transfers

Intro Purchase Rate

Purchase Rate

Annual Fee

Interest Free on Purchase

Rewards Programme

%	%	20.74%%	$48		Yes

Citibank Silver Credit Card

Citibank Silver gives you automatic benefits and a security guarantee.
2.9% for 12 months on balance transfers.
Up to 55 days interest-free on purchases.
Generous credit limits of up to $7,500.
Low annual fees for primary and additional cardholders.
Free Rewards program with points that never expire and the option of Qantas Frequent Flyer Points*.
Free purchase cover insurance for lost, stolen or damaged goods.
Extra security with a photo card, digital signature and Fraudshield protection.

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Balance Transfers

Intro Purchase Rate

Purchase Rate

Annual Fee

Interest Free on Purchase

Rewards Programme

2.9%	%	20.74%	$69	Yes	Yes
12 months					Qantas Frequent Flyer

Citibank Gold Credit Card

2.9% p.a. for balance transfers - 12 months
Credit limit up to $25,000
Free international travel insurance including USA - covers you & your family
Free Rewards programme - earn 1 Reward point for every $1 you spend.
Redeem Reward points for Qantas Frequent Flyer points at a rate of 1 Reward point for 1 Qantas Frequent Flyer point.
Fly any airline, anytime with Citibank Take Flight
Up to 55 days interest-free on purchases.
Additional cards - $30 each
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Balance Transfers

Intro Purchase Rate

Purchase Rate

Annual Fee

Interest Free on Purchase

Rewards Programme

2.9%	%	20.74%	$119	> 55 days	Yes
12 months					Citibank Rewards

*When you click on the " Apply Here " button you can read the latest credit card terms and conditions.

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