Low Rate Credit Cards Compared
Look below to find a range of Australian low rate credit cards with 0% or low introductory interest rates on balance transfers & low ongoing interest rates. If you want to compare credit cards available to find the best card, look no further than Click4Credit. Find the card you want and make a online credit card application.
Why do I need a Low Rate Credit Card?
If you carry a balance over from month to month on your credit card, rather than paying the bill in full, the best type of credit card to help you save large amounts in monthly interest payments is a low interest credit card. Balance transfer offers also allow debt consolidation with no or reduced interest for a number of months.
Bank of Melbourne – Vertigo MasterCard
Special 0.99% p.a. balance transfer rate for up to 12 months available until 29th February 2012#. Apply now! More Info »
| Purchase Rate (% p.a.) | Intro Rate (% p.a.) | Balance Transfer % p.a. | Annual Fee | |
|---|---|---|---|---|
| 13.24% | n/a | 0.99% for 12 months | $55 |
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HSBC Fast Start Credit Card
Improve your balance with a 0% p.a. Balance Transfer for 6 months. Apply now! More Info »
| Purchase Rate (% p.a.) | Intro Rate (% p.a.) | Balance Transfer % p.a. | Annual Fee | |
|---|---|---|---|---|
| 17.99% | n/a | 0% for 6 months | Free |
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Virgin Money High Flyer Card
Enjoy an amazing low Balance Transfer rate of 1.9% p.a. for 6 months with Virgin High Flyer Card. Apply now! More Info »
| Purchase Rate (% p.a.) | Intro Rate (% p.a.) | Balance Transfer % p.a. | Annual Fee | |
|---|---|---|---|---|
| 20.99% | n/a | 1.9% for 6 Months | $249 |
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HSBC Fast Start Platinum Credit Card
With HSBC Fast Start Platinum Credit Card slim your credit card waistline with a 0% p.a. Balance Transfer for 6 months More Info »
| Purchase Rate (% p.a.) | Intro Rate (% p.a.) | Balance Transfer % p.a. | Annual Fee | |
|---|---|---|---|---|
| 19.99% | n/a | 0% for 6 months | $0 for first year |
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- Interest Free Days
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BankWest More Gold Mastercard
Apply today for your Bankwest More MasterCard and choose either More Rewards or More Rewards Qantas. Earn points on all eligible spend. More Info »
| Purchase Rate (% p.a.) | Intro Rate (% p.a.) | Balance Transfer % p.a. | Annual Fee | |
|---|---|---|---|---|
| 19.24% | n/a | 4.99% for 12 months | $120 |
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St. George Vertigo MasterCard
Awarded Australia’s Cheapest Balance Transfer Credit Card by Money Magazine 2009 The St.George Vertigo credit card offers the lowest purchase rate and save more with 0.99% p.a. on Balance Transfers for up to 12 months More Info »
| Purchase Rate (% p.a.) | Intro Rate (% p.a.) | Balance Transfer % p.a. | Annual Fee | |
|---|---|---|---|---|
| 13.24% | n/a | 0.99% p.a. for 12 months | $55 |
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- Interest Free Days
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Suncorp Clear Options Standard Card
With Suncorp Clear Options Standard Card – you get to pay only HALF the Annual Fee for life. Apply now. Offer is for limited time only. More Info »
| Purchase Rate (% p.a.) | Intro Rate (% p.a.) | Balance Transfer % p.a. | Annual Fee | |
|---|---|---|---|---|
| 12.74% | n/a | n/a | $27 (half annual fee for life, normally $55) |
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Bankwest Breeze Mastercard
Low Rate Credit Card – Bankwest Breeze MasterCard® Australia’s lowest MasterCard purchase rate, 10.99% p.a. More Info »
| Purchase Rate (% p.a.) | Intro Rate (% p.a.) | Balance Transfer % p.a. | Annual Fee | |
|---|---|---|---|---|
| 10.99% | n/a | 4.99% for 12 months | $69 |
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Bankwest Breeze Gold Mastercard
Low Rate Credit Card – Bankwest Breeze Gold MasterCard® Australia’s lowest MasterCard purchase rate at 10.99% p.a. More Info »
| Purchase Rate (% p.a.) | Intro Rate (% p.a.) | Balance Transfer % p.a. | Annual Fee | |
|---|---|---|---|---|
| 10.99% | 4.99% for 12 months | $99 |
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Bankwest Breeze Platinum Mastercard
Low Rate Credit Card – Bankwest Breeze MasterCard® Australia’s lowest Mastercard purchase rate at 10.99% p.a. More Info »
| Purchase Rate (% p.a.) | Intro Rate (% p.a.) | Balance Transfer % p.a. | Annual Fee | |
|---|---|---|---|---|
| 10.99% | n/a | 4.99% for 12 months | $130 |
- Extra Cards
- Interest Free Days
- Rewards
- Instant Approval Decision
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