HSBC Fast Start Platinum Credit Card

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HSBC Fast Start Platinum credit card

Slim your credit card waistline with a 0% p.a. Balance Transfer for 6 months

Card Features:

• 0%p.a. balance transfer for 6 months from non-HSBC credit and store cards (a 2% handling fee will apply)
• $0 annual fee for the first year (a saving of $129) 
• Earn Rewards Points on every dollar you spend on purchases and choose your own rewards from travel to shopping to charity donations
• Comprehensive insurance package including International Travel Insurance, Extended Warranty insurance and Purchase Protection Insurance
• Up to 55 days interest-free on purchases (when you pay the full balance by the due date each month).
• Priority 24-hour customer service
• Visa Platinum Concierge and Airport Service

Apply for an HSBC Platinum Credit Card

Disclaimers

General
Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162 ACL No. 232595. Offer available to new, approved HSBC credit card holders who apply by 31/03/2012. HSBC cardholders who have previously cancelled the same card type as the new card they are applying for may not be entitled to any promotional offers. Fees and charges and HSBC’s lending criteria apply. Terms and conditions apply and are available on request. Interest rates can be found at hsbc.com.au and are current as at 23/01/12 and are subject to change.

Balance Transfer
To be eligible for the introductory balance transfer rate, the balance transfer request must be made at the time of applying for the new HSBC credit card, or within 1 month of receiving the new card. The interest rate on the balance transfer applies for six months and is limited to the first balance transfer request per account from other store cards or non-HSBC credit cards. After this period, any balance outstanding from the balance transfer will accrue interest at the interest rate for cash advances. HSBC may allocate payments we receive from you to pay the total amount owing in any order we see fit, including applying any or all payments made to your HSBC credit card account, to reduce the balance(s) transferred first and then any subsequent purchases. A 2% balance transfer handling fee will apply to the requested balance transfer. Please allow up to 3 statement periods from the end of this promotion for the balance transfer fee to appear on your statement. Offer not available to current or previous HSBC credit card holders.

No annual fee
The $0 annual fee only applies to the first year and is only applicable to the HSBC Platinum credit card.

Rewards Points
Purchase excludes business expenses, interest free promotions, interest free merchant purchases, balance transfers and cash advances. Rewards Program terms, conditions and points capping limits apply.

Comprehensive Insurance
Terms and conditions apply to insurances. Insurance policies are issued by Zurich Australian Limited ABN 13 000 296 640 AFSL 232507. HSBC does not issue these insurances and does not receive commissions on these policies or guarantee any benefits under this cover. HSBC has entered into master policies for the benefit of cardholders. The cover provided is at no additional cost to cardholders. This document provides general information only and does not take into account what you currently have, want or need for your financial future. You should consider these matters and read the PDS available at zurich.com.au or by calling 1800 648 093.

55 days interest free
Depending on when you make your purchases, when your statement is issued, and if you pay off the total outstanding balance on your next statement of account on or before the due date. There are no interest free days on cash advances and balance transfers. You will not gain the benefit of the interest free period unless you pay the full balance (including any Balance Transfer or promotional purchases) by the due date. Interest Rate on Cash Advances is currently 21.99% p.a. All rates are current as at 14-Dec-11 and are subject to change.

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