The Vertigo card is currently the most popular of the St George credit card range on Click4Credit.ST.GEORGE
VERTIGO CREDIT CARD - Click4Credit Overview
Awarded Australia's Cheapest Balance Transfer Credit Card by Money Magazine 2009, St.George credit cards lives up to the title conferred
on it by offering the lowest interest rates among the credit cards. The
Vertigo credit card comes with a comfortable cash limit of A$2000 along
with an enviable rewards program. The St.George credit card is the
credit card offering the lowest rates in the current Australian market.
General Information
The
St.George Vertigo credit card was introduced into the market in May,
2006 and it proved to be a huge success by winning the Money
Magazine Gold for 'Australia's Cheapest
Credit Card'. The exceptional honour of winning an award in
the year of inception was achieved by this St.George credit card.
This low interest
credit card from the St.George bank has tasted success for two years in
a row winning the Money magazine's Gold for
Australia's Cheapest Credit Card and
has become one of the most sought after St.George credit cards offering
the lowest interest rates in the current Australian market.
This low interest
credit card is also a MasterCard enjoying all the benefits associated
with it. Moreover, the ATMs and banks linked with the St.George Vertigo
credit cards provide user-friendly accessible services to the
physically challenged.
For whom is this card useful?
The low
interest credit card is an advantageous option for shopaholics as it
offers a low interest rate of just 11.74% p.a. on purchases. It is also
advisable for people who want to pay a minimum rate for the annual fee.
Offering a 2.99%p.a on
balance transfer rate for the first 6 months, this St.George credit
card is a profitable option for non-St.George credit card holders.
In order
to avail this low interest credit card, the applicant must have
completed 18 yrs and must also be a permanent citizen of Australia with
a good credit history.
Key aspects of using the
St.George Vertigo credit card
The main
popularity of the St.George Vertigo credit card is due to its low
interest rate of 11.74% on purchases (19.99% on cash advances). This
low interest credit card also offers a minimum annual fee of only A$55
which is an additional benefit of owning the card.
This low
interest credit card allows a daily minimum credit limit of A$500 and a
maximum of A$2000 and offers a 55-day interest free period on
purchases, allowing the card holder a 55 day period within which he/she
can pay the due amount without any interest being levied.
The
Instant Benefits program is the cherry on the topping when it comes to
using this low interest credit card. The St.George credit cards in
combination with other market leaders provides the best rewards scheme
including holiday trips, gift vouchers and discounts from retailers and
many more attractive gifts.
As a St.George credit
card user the benefits are:
- 2.99% balance
transfer rate upto 6 months.
- Additional
complimentary card for friends/family.
- Emergency
card replacement.
- Prompt
service.
- 24 hour
access to account with phone and Internet banking.
- Linked
access among all your St.George accounts for easy accessibility.
Disclaimer
*Interest rates quoted current as at 13/03/2009 and subject to change. 55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to cash advances (cash advances are 19.99%p.a on Vertigo MasterCard), or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid. All applications for credit are subject to the Bank's prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request.
** If your application for credit is approved, the special balance transfer rate period commences on the date the account is opened. The special Balance Transfer interest rate period ends 6 months later, regardless of when any balance transfer request is processed by us. On the date the special balance transfer rate period ends the interest rate on the outstanding transferred balances reverts to the standard variable rate applying to purchases. Any interest free period for purchases does not apply while an amount that has been debited as a result of a balance transfer remains unpaid. Balance Transfers will not be accepted from personal loan, overdraft, business or St.George Group or international credit card accounts. St.George Bank Limited ABN 92 055 513 070 AFS License No. 240997.
***Awarded Australia's Cheapest Balance Transfer Credit Card by Money Magazine 2009
St.George Bank Limited ABN 92 055 513 070 AFS License No. 240997.
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