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 Apply online now for an immediate approval decision. * See terms and conditions on application page for full details. BankWest Lite Mastercard - Click4Credit OverviewThe BankWest Lite MasterCard constitutes one of the best low interest credit card offers on the Australian market at present. Sporting a variety of industry accolades and rewards, generous interest-free grace days and a low annual fee, this BankWest credit card is ideal for consumers who fall in the Cannex Impulse and Habitual Spenders categories. About the BankWest Lite MasterCard There are very few banks that do not offer a low interest credit card product today and the competition between these issuers is fierce. In example, BankWest absorbed at least two of the interest rate hikes imposed by the Reserve Bank and only recently increased the rate on their BankWest Lite MasterCard by a humble 0.5%. BankWest raked in some thirteen of the medals on offer at the Money Magazine Best of the Best 2007 Awards, one of which was for their BankWest Lite MasterCard. This is not the only accolade enjoyed by this BankWest credit card. It is also the proud bearer of two five star Cannex ratings - both in the Impulse Spending and the Habitual spending categories. Who is best suited to the BankWest Lite MasterCard? The BankWest Lite MasterCard is ideal if you tend to carry a balance or if you simply prefer a low interest credit card product. To qualify for this BankWest credit card, you need be 18 years of age or older, enjoy an average credit record or better, hold either Australian residency or citizenship and earn A$15,000 or more per year. Some Key Features of the BankWest Lite MasterCard As its name states, the BankWest Lite MasterCard is a true 'lite' credit card. Allow us to offer you and example: If you are currently the holder of a low interest credit card that offers an interest rate of 10.75% per annum, and you are carrying a balance of A$5,000, you could save as much as A$135 on interest charges if you move to this BankWest credit card. Application for this low interest credit card is a simple and secure five step process, which will assume no more than 20 minutes of your time - from start to finish. If it is your intention to move balances across from your existing credit cards to capitalise on the BankWest Lite MasterCard introductory offer, you will need to have your account details handy. The highly competitive offer of this low interest credit card also includes: - A low annual fee of $49 per annum
- 9.99% interest per annum on purchases
- A low, introductory credit card balance transfer rate of 4.99% for the first fifteen months
- Global acceptance of this BankWest credit card at more that 21 million outlets
- Up to 55 days interest free grace period
- Up to three additional BankWest Lite MasterCard cardholders
- Online Banking
- Optional Insurance
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