BankWest More MasterCard - Click4Credit OverviewThe BankWest More MasterCard rewards credit card offers more rewards for every dollar spent. It is ideal for those consumers who want to chalk up points quickly and who prefer being offered the opportunity to decide how best to enjoy the rewards they earned. About the BankWest More MasterCard BankWest has certainly been around the block. From small beginnings in 1895 as the state funded Agricultural Bank of Western Australia, the now listed BankWest developed into a large financial services player in the Australian market. Ever close to consumers’ wants and needs, BankWest remained abreast of the credit card evolution. They are continually adding new products to their BankWest credit card stable, and presently cater for just about the entire spectrum of consumers: ranging from those who need the most basic of credit cards to those who favour the rewards credit card. One of the consumer characteristics that certainly did not escape BankWest’s notice is that Australians are, generally speaking, quite diligent about paying their outstanding balances. According to a survey undertaken by Click4Credit, close on half of all Australians display this type of credit repayment behaviour. This diligence makes them ideal for a rewards credit card like the BankWest More MasterCard. This BankWest credit card offers generous rewards on purchases and ample flexibility when it comes to redemption time. Who is best suited to the BankWest More MasterCard? If you tend to use your credit cards either on a frequent basis or for large purchases, and normally pay your balances as and when these fall due, the BankWest More MasterCard is a worthy choice. The interest rate on the BankWest More MasterCard hovers around the median in the rewards credit card category. This means that carrying a balance on this BankWest credit card from time to time is not cost prohibitive. To qualify for this rewards credit card, you need be 18 years of age or older, enjoy an average credit record or better, hold either Australian residency or citizenship and earn A$15,000 or more per year. Some Key Features of the BankWest More MasterCard The BankWest More MasterCard is a true rewards credit card. With the first purchase made on this BankWest credit card, you will be awarded with 15,000 points. Each subsequent purchase will result in 1.5 points per dollar spent. This is one of the most generous rewards credit card offerings on the market today. Redemption flexibility is certainly a further differentiator of this BankWest credit card. As a holder of the BankWest More MasterCard, you will be able to choose between Flight Centre travel vouchers, merchandise (more than 2,800 products), department store vouchers or cash back to any of your BankWest accounts. If you are a couple of points short and there is something you simply have to have, BankWest allows you to purchase the points you need to cover the difference. This purchase can be paid for with your BankWest More MasterCard if that is your preference. In addition to the ample rewards programme, the BankWest More MasterCard also offers: - A low annual fee of $89 per annum.
- 18.24% interest per annum on purchases
- A low, 6 month credit card balance transfer rate of 4.99% to the BankWest More MasterCard
- Global acceptance at more that 21 million outlets
- Up to 55 days interest free grace period
- Up to three additional BankWest More MasterCard cardholders.
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