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ANZ Balance Visa Application

ANZ Balance Visa

The credit card that rewards you for reducing your balance

Be rewarded with Cashback to your ANZ Balance Visa or redeem Reward Points for Shopping Vouchers and Gift Cards for retailers such as Myer and David Jones and more.


ANZ Balance Visa ANZ Balance Visa Application
  • 0%p.a. on balance transfers for 6 months
  • Competitive interest rate on purchases of 13.41% p.a.
  • Total Annual Fee - $79
  • Up to 55 days interest free credit on purchases
  • Minimum credit limit of $1,000
  • Design your own Card
  • Earn 1 Reward Point for every $1 you repay to your balance, including interest and fees on your ANZ Balance Visa and repayments on any balances transferred
  • Apply For ANZ Balance Card
Balance Transfers Intro Purchase Rate Purchase Rate Annual Fee Interest Free on Purchase Rewards Programme
0%% % 13.41% $79  > 55 days  Yes  Add ANZ Balance Visa Add to My List
ANZ Rewards  Email Card Details

More Credit Card Details
Card Type: Reward Credit Cards
Cash Advance Rate:
Balance Transfer Details:
Rewards Program Details: ANZ Rewards
Online Banking: No

Apply now for the ANZ Balance Visa

The credit card that rewards you for reducing your balance

* Earn 1 Reward Point for every $1 you repay to your balance, including interest and fees on your ANZ Balance Visa and repayments on any balances transferred
* Redeem Reward Points for Cashback, Shopping Vouchers and Gift Cards
* No limit to the number of Reward Points you can earn
* Your Reward Points will not expire as long as your account remains open
* The ability to set up an Auto-Redemption so your chosen reward is automatically sent to you when you are eligible for it.

ANZ Balance Visa Card - Click4Credit Overview


The ANZ Balance Visa card offers a lange of features for its customers including low interest rates, Visa card facilities and amazing rewards. This ANZ credit card is the only credit card that rewards for maintaining a low balance and regular repayments.

General Information

Another credit card from the house of ANZ credit cards is the ANZ Balance Visa card which centers its services on the balance amount that the card holds. No other credit card in the market offers rewards for maintaining a low balance which is a unique feature of this ANZ credit card.


It can be termed as a rewards credit card as its prime focus is to reward the card holder with regular payments and minimum balance. Coming at an annual fee of A$79, this ANZ credit card offers a 90 day purchase security covering loss, theft, damage or breakage.


This rewards credit card also being a Visa card enjoys benefits of universal acceptance, zero liability protection, emergency card replacement/cash reimbursement and travel accident insurance.


For whom is it useful?


This ANZ credit card is ideally suited for people who are prompt in their payments and who wish to be rewarded for their promptness. This rewards credit card awards points for every repayment made for balance transfers, fees, interest, cash advances and even monthly minimum repayments.

This rewards credit card can also be used by people who attend to use their credit cards often as they can get back a few points and rewards for their expenses.

The ANZ credit card is available to both permanent and non-permanent Australian citizen over the age of 18yrs and with a good credit report. For Australians, the minimum income needs to be A$15000 and for non-Australians, it is A$50000 to be eligible for this card.


Key Benefits of ANZ Balance Visa Card


Although primarily a rewards credit card, this card also offers a competitive low interest rate of just 13.41%p.a on purchases. Offers such as 0% interest on balance transfers for the first 6months and 55 days of interest free period on purchases are other benefits of ANZ credit card.


The point reward system works in a reasonable way awarding one point for every dollar spent including balance repayments and transfers. Additionally, these points accumulated in this rewards credit card have no capping or expiry, meaning there is no limit for the points which can be earned and the points can be traded in for rewards as long as the account remains active.


The rewards of this ANZ credit card lists an array of gift cards and shopping vouchers from David Jones, Myers and other market leaders in retailing. The ultimate bonus of this rewards credit card is the Auto-redemption option which allows the points to be redeemed periodically by the user who can specify the period and the reward of his choice. Benefits also include Visa Entertainment for entertainment offers, ANZ Falcon for security and other ANZ extras offering car rental covers, wine club memberships and other fine dining services.


Other facilities enjoyed by the ANZ credit card user are;

  • Minimum credit limit of A$1000
  • 60 second approval response with online applications
  • Personalised credit cards with customisable backgrounds
  • 24/7 service with phone and Internet banking
  • Cash back on reward points
Compare credit cards from ANZ



* See the online ANZ Balance Visa credit card application for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.

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