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American Express Gold Business Credit Card |
| The American Express Business Credit Card takes a flexible and holistic approach to the unique requirements of the small business sector. Financial management, business management and business consulting are amply addressed in the American Express Business Credit Card offering, as are worthwhile and relevant savings and rewards. Affordable, prestigious and versatile: the American Express Business Credit Card package is the ideal financing solution for small and medium businesses. Apply now for the American Express Gold Business Card and pay no annual fee in the first year - a saving of $169 |
About the American Express Business Credit Card
Flexibility is one ofthe important characteristics of a successful small business venture.This flexibility covers every aspect of the business: product,staffing, management and finance. The somewhat rigid, traditionaloverdraft facility falls short of this ideal. As a result, an everincreasing number of small business owners are turning to credit cards to meet their short term business financing requirements.
A large percentage of these business owners are using their personalcredit cards, which in itself presents a variety of administrative andmanagement challenges � challenges easily overcome if abusiness credit card were to be used instead. One of the best in breed solutions in this area is the American Express Business Credit Card.
The American Express Business Credit Card enables small businesses totrack expenses, to manage cash flow, to automate certain administrative functions and to earn rewards.
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Track Expenses:
Theextensive online reporting features that come with an American ExpressBusiness Credit Card enable you to check what your employees arespending money on and where it is being spent. This American ExpressBusiness Credit Card feature could be helpful in formulating yourbusiness� credit card policies and for negotiating better rates with frequently patronised merchants.
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Manage Cash Flow:
With correct planning and management, you can maximise yourbusiness� cash flow by engaging with the interest free 51grace day period you enjoy on your American Express Business Credit Card.
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Automate Administrative Functions:
The American Express Business Credit Card offers a variety of reportsto simplify your administrative burden. These include managementreports that you can download in .pdf, .csv and .xls formats, to enablethe tracking of expenses. You can then import the data into youraccounting package. The downloadable, itemised and detailed monthlyAmerican Express Business Credit Card statement (with GST) is accepted by the ATO.
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Earn Rewards:
Depending on how you would like to redeem the points you earn on yourAmerican Express Business Credit Card, your business can either belongto the Choice (A$40p.a.) or the Ascent Rewards (A$80p.a) programme. The points are not capped and do not expire.
Your American Express Business Credit Card affords your business accessto American Express� business centre. The business centresite provides free newsletters, industry updates, white papers andreports that could be of great value to your business.Business advice from their panel of experts is available for a nominal fee of A$41.00.
Who is best suited to the American Express Business Credit Card?
The Gold BusinessCharge Card is ideal for businesses that can settle their balances asand when these fall due. A line of credit for up to $100,000 isavailable for business, thereby converting the charge card into a Gold American Express Business Credit Card.
For your business to qualify for the Gold Card, it needs to have beenin operation for at least a year. From a personal perspective, you needto be 18 years or older, earn a minimum of A$24,000 per year, enjoy agood personal credit rating and hold Australian Citizenship or Permanent Residency.
Some Key Features of the Gold Business Card
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Selection of Rewards Schemes
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1 reward point per A$ spent. Earn bonus points on purchases from bonus partners.
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Small business management tools
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Business Centre access
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No annualfee for the first year. Thereafter A$125 per year, which is tax deductible.
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51 days grace period
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25,000 bonus points upon joining
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Savings
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Up to 20% on merchandise from selected partners
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Up to 20% on online travel booking
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Business Member Events to help with client entertainment
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Bureaux� Access
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Up to 9 free additional cards during the first year
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No credit limit
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Insurance, shopping assurance and emergency services
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Line of Credit - up to $100,000.
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* See the online American Express Gold Business Credit Card credit card application for details
about terms and conditions of offer. Reasonable efforts are made to
maintain accurate information. However all credit card information
is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions
on the credit card issuer's web site.
Still undecided or looking for a second credit card to apply for?
CLICK HERE TO SEARCH, COMPARE, & APPLY FOR CREDIT CARDS ONLINE
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