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American Express Gold Business Credit Card |
The American Express Business Credit Card takes a flexible and holistic approach to the unique requirements of the small business sector. Financial management, business management and business consulting are amply addressed in the American Express Business Credit Card offering, as are worthwhile and relevant savings and rewards. Affordable, prestigious and versatile: the American Express Business Credit Card package is the ideal financing solution for small and medium businesses. Apply now for the American Express Gold Business Card and pay no annual fee in the first year - a saving of $169 |
About the American Express
Business Credit Card
Flexibility is one of
the important characteristics of a successful small business venture.
This flexibility covers every aspect of the business: product,
staffing, management and finance. The somewhat rigid, traditional
overdraft facility falls short of this ideal. As a result, an ever
increasing number of small business owners are turning to credit cards
to meet their short term business financing requirements.
A large percentage of these business owners are using their personal
credit cards, which in itself presents a variety of administrative and
management challenges � challenges easily overcome if a
business credit card were to be used instead. One of the best in breed
solutions in this area is the American Express Business Credit Card.
The American Express Business Credit Card enables small businesses to
track expenses, to manage cash flow, to automate certain administrative
functions and to earn rewards.
- Track Expenses: The
extensive online reporting features that come with an American Express
Business Credit Card enable you to check what your employees are
spending money on and where it is being spent. This American Express
Business Credit Card feature could be helpful in formulating your
business� credit card policies and for negotiating better
rates with frequently patronised merchants.
- Manage Cash Flow:
With correct planning and management, you can maximise your
business� cash flow by engaging with the interest free 51
grace day period you enjoy on your American Express Business Credit
Card.
- Automate Administrative Functions:
The American Express Business Credit Card offers a variety of reports
to simplify your administrative burden. These include management
reports that you can download in .pdf, .csv and .xls formats, to enable
the tracking of expenses. You can then import the data into your
accounting package. The downloadable, itemised and detailed monthly
American Express Business Credit Card statement (with GST) is accepted
by the ATO.
- Earn Rewards:
Depending on how you would like to redeem the points you earn on your
American Express Business Credit Card, your business can either belong
to the Choice (A$40p.a.) or the Ascent Rewards (A$80p.a) programme. The
points are not capped and do not expire.
Your American Express Business Credit Card affords your business access
to American Express� business centre. The business centre
site provides free newsletters, industry updates, white papers and
reports that could be of great value to your business.
Business advice from their panel of experts is available for a nominal
fee of A$41.00.
Who is best suited to the
American Express Business Credit Card?
The Gold Business
Charge Card is ideal for businesses that can settle their balances as
and when these fall due. A line of credit for up to $100,000 is
available for business, thereby converting the charge card into a Gold
American Express Business Credit Card.
For your business to qualify for the Gold Card, it needs to have been
in operation for at least a year. From a personal perspective, you need
to be 18 years or older, earn a minimum of A$24,000 per year, enjoy a
good personal credit rating and hold Australian Citizenship or
Permanent Residency.
Some Key Features of the
Gold Business Card
- Selection
of Rewards Schemes
- 1 reward
point per A$ spent. Earn bonus points on purchases from bonus partners.
- Small
business management tools
- Business
Centre access
- No annual
fee for the first year. Thereafter A$125 per year, which is tax
deductible.
- 51 days
grace period
- 25,000
bonus points upon joining
- Savings
- Up to
20% on merchandise from selected partners
- Up to
20% on online travel booking
- Business
Member Events to help with client entertainment
- Bureaux�
Access
- Up to 9
free additional cards during the first year
- No credit
limit
- Insurance,
shopping assurance and emergency services
- Line of
Credit - up to $100,000.
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* See the online American Express Gold Business Credit Card credit card application for details
about terms and conditions of offer. Reasonable efforts are made to
maintain accurate information. However all credit card information
is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions
on the credit card issuer's web site.
Still undecided or looking for a second credit card to apply for?
CLICK HERE TO SEARCH, COMPARE, & APPLY FOR CREDIT CARDS ONLINE
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