Credit Card Articles

Credit Card Debt - Who's to Blame? -- With the amount of lenders, seemingly tripping over themselves to offer you a new Visa, MasterCard credit card or American Express credit card , and the seemingly..... (more)

The Future of Credit Cards -- The future of credit cards all over the world will be heavily determined on the outcomes taken by the still powerful, but falling, world financial position of the..... (more)

Prize Draw - Coming Soon -- New Prize Draw Coming Soon - Check back in a couple of weeks (more)

Top 5 Australian Credit Cards -- Our Top 5 Australian Credit Cards for June 2007 Click4Credit allows you to compare Australian credit card offers. To make things easy,..... (more)

Saving on Your Current Debt -- According to almost all the newspapers, Australian families are in for a tough time of it financially over the next year or so.  In fact you are not alone, almost..... (more)

Credit Card Spending at 10 Year Low -- During April this year, credit card spending crew at the slowest rate seen in over ten tears. Recent statistics would indicate that as consumer struggle with ..... (more)

Baby Budget Tips -- Baby Budget Plan - Get your finances in order for parenthood Having a baby is a big financial responsibility and will bring many changes to your income and outgoings. ..... (more)

How Many Credit Cards Should I Have? -- Take a count of the number of credit cards you carry in your wallet. Maybe the promises made by various card companies like perks, lower fees and better rates have..... (more)

How do I compare credit cards? -- It can be very confusing trying to find the best credit card for your personal financial situation. It seems there are more and more card on offer every day, no doubt..... (more)

Balance Transfer Benefits -- Anyone who has one or more credit cards reaching the upper spending limit may think that opening yet another credit card account would be a bad thing to do. If you were..... (more)

Low interest cards for you? -- Are low interest credit cards really as good as they sound? (more)

Applying for Credit Cards Online -- The internet has certainly served to simplify life in many different ways. Finding information, communicating, doing business and shopping, have never been easier. The..... (more)

Best credit cards - How to find the best card for you -- Choosing the right credit card for you has more to do with your credit card spending and repayment patterns than anything else. If you carry a balance over from..... (more)

Compare Credit Cards - How to find the best card -- It is quite interesting how the average consumer tenaciously shops around when looking for a new washing machine or a new car. Yet, when it comes to credit card offers,..... (more)

Credit Card Annual Fees - Australia -- In the UK and USA credit card competition has done away with annual fees for most credit cards. In Australia however, the majority of credit card issues charge an..... (more)

Credit Card Balance Transfers -- Australians have never been deeper in debt. Data released by the Reserve Bank revealed that we apply 11.9% of our income to service debt and that credit card debt..... (more)

Credit card reward schemes: Finding the right program for you -- If you are looking for the best credit card rewards program for you, Click4credit.com.au can simplify the process and save you time and money. The first step in..... (more)

Understanding Low Interest Credit Cards -- Believe it or don’t, but not all credit card consumers are suited to low interest credit cards. Whether you are a good candidate for low interest credit cards or..... (more)

Home Loans – How to slash 10 years off your mortgage -- Home Loans – Slash 10 years off your mortgage Owning a home is part of the Aussie dream but with loan terms of 20-30 years it's a big financial commitment. Here are..... (more)

Fixed Rate Mortgage - Home Loan Basics -- When you contract a mortgage with a lender or a mortgage broker, you are starting a relationship which could last much longer than many of the relationships you enjoy in..... (more)

Variable Rate Mortgage - Home Loan Basics -- In the Australian mortgage market, banks and other lenders compete by offering various innovative home loan products in a bid to attract customers – either directly or..... (more)

Introduction to Lines of Credit -- A line of Credit is defined as "An informal loan arrangement between a bank and a customer allowing the customer to borrow up to a prespecified amount" Revolving..... (more)

Unsecured Line of Credit -- Credit has become a cornerstone of the Australian way of life. It has enabled people to acquire property, start businesses, to develop agricultural land and to make..... (more)

Don't Let Debt Cost You More Than Money -- When people get into debt or are running short of funds these problems are often called ‘money issues’. That may be true but the reality is that these problems can..... (more)

Credit Card Debt Consolidation: Top Ten Tips -- It’s no secret that credit card debt has become a major problem facing our economy today.  If you’re one of the millions of consumers suffering from..... (more)

How to Deal with My Debt Problems? -- The global economy is in a tight spot at the moment, meaning the cost of borrowing has increased significantly. Now would be a good time for credit card users to ensure..... (more)

When to consider a debt consolidation loan -- It is a fact that the amount of credit card offers that people receive, especially those tempting low interest credit cards, means that many people find themselves..... (more)

Dealing with credit card debts -- The global economy is in a tight spot at the moment, meaning the cost of borrowing has increased significantly. Now would be a good time for credit card users to ensure..... (more)

Credit Card Tips -- Credit cards are an excellent way to manage cash flow, if you use them correctly.  Here are some a few tips to get the most from your credit card. 1: Stay..... (more)

Debt Reduction - Prioritising Debt Repayments -- Many people out there feel like the poet who said, “I’m living so far beyond my income that we may almost be said to be living apart” (e. e. cummings). If you feel like..... (more)

How to I consolidate my credit card debt? -- Consolidating credit card debt basically means replacing a high-interest loan with a lower interest loan and combining the various monthly payments into a single payment..... (more)

Paying off credit card debt - Top Ten Tips -- Paying off credit card debt - 10 simple steps.  Credit card debt is very easy to get into but can seem much harder to get out of.  The good news is, it can..... (more)

Turning Clutter into Cash -- Are you always falling over things because you have nowhere to put them because your cupboards and so full of stuff that you don’t use?  Would you like a bit of..... (more)

Bankwest Telenet Saver - Online Saving Account -- BankWest TeleNet Saver Account - 6.8% Interest - Apply Now Winner of the 2007 Money Magazine Gold award for Best Term Deposit 'Short Term' and 'Long..... (more)

Online Saving Account Offers -- Online Saving Accounts - Our Top Account Chart More than 130 financial institutions are now offering in excess of 800 high interest savings account products,..... (more)

Avoiding Fraud -- There is often talk of identity fraud and financial fraud in the media when financial information falls into the wrong hands. Below is a clip from a British comedy show..... (more)

Car Loans -- Before you start shopping for your new or used car get your finance in place first. With a NAB Personal Loan you will know how much you can spend on approval. This..... (more)

Credit card debt consolidation -- Credit card debt is a big problem that has engulfed a lot of credit card holders. In most of the cases the individuals themselves are to blame for landing themselves in..... (more)

Effects of Bad Credit Rating -- Whenever you apply for credit – regardless of whether it is a credit card, an auto loan or a mortgage - the lenders you approach draw your credit report. Each request is..... (more)

Student Credit Cards -- Many large banks now issue a special credit card, specifically for university / college students, and they are making it very easy to qualify. To meet the requirements..... (more)

Visa Debit Vs. Eftpos -- Visa Debit Vs. Eftpos - Which is better? For many years Eftpos has held the crown for debit cards in Australia.  Eftpos is very widely accepted in Australia and..... (more)

Small Business Credit Cards -- Small business credit cards are relatively new credit card products that were developed to serve the needs of small and medium-sized businesses. Similar to personal..... (more)